The Home Buying Process

Understanding the Home Buying Timeline: From Offer to Closing

The home buying process can feel overwhelming—especially if you’ve never done it before or it’s been many years. Understanding the timeline helps remove uncertainty and keeps expectations realistic.

Step 1: Offer & Negotiation

Once you find the right home, your offer outlines:

• Price

• Contingencies

• Timelines

• Negotiation is normal and part of the process.

Step 2: Inspections

Inspections provide information—not perfection. They help buyers understand the condition of the home and address concerns thoughtfully.

Step 3: Appraisal

The appraisal ensures the home’s value supports the loan. If challenges arise, there are often multiple paths forward.

Step 4: Final Approval & Closing

Once financing is finalized and conditions are met, closing day is scheduled. This is when ownership officially transfers.

Knowledge = Confidence

Understanding each step removes fear and replaces it with clarity. A guided process makes buying feel manageable—not intimidating.